Why insurance for your boat or caravan is important
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Caravan and Trailer Insurance
Boat Insurance
Why choose Allianz Leisure Insurance?
Insuring Australians for over 100 years
Up to $20m legal liability cover1
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*Conditions apply
Caravan and Trailer Insurance
- Legal liability cover
Terms, conditions, limits and exclusions apply. The maximum we’ll pay for any one accident or event is $20m.
For Caravan and Trailer Insurance, this cover will only apply if your legal liability arises from the use of your caravan or trailer.
- Accidental loss or damage
We may either repair your caravan or trailer, pay the reasonable cost of repairs, or pay you the market or agreed value that your caravan or trailer is insured for (shown on your policy schedule). - New replacement after a total loss
Your caravan or trailer must be purchased new by you and become a total loss within two years of the original registration date. If a replacement caravan or trailer in the same make, model and series is not currently available, we’ll pay you either the market value or agreed value of your caravan or trailer, whichever is shown on your policy schedule.
- Caravan and trailer contents
We’ll cover the loss or damage to your contents because of an accident where your caravan or trailer is accidentally damaged at the same time, or theft following forced entry to your caravan or trailer.
- Transportation costs
We’ll reimburse you up to $400 for transportation costs if your caravan or trailer can’t be safely driven home after being involved in an accident, maliciously damaged or stolen and recovered in a damaged condition. This also includes transportation to collect your caravan or trailer after it has been repaired.
- Emergency repairs
We’ll reimburse you up to $500 for the cost of emergency repairs needed to tow your caravan or trailer to its intended destination following a covered accident.
- Temporary accommodation
Following an accident that causes your caravan or camper trailer to be uninhabitable, we’ll reimburse you for the reasonable costs of necessary temporary accommodation for you and your family. The maximum we’ll pay for any one accident which results in a claim is $400.
- Food spoilage
We’ll pay up to $200 for food that is damaged and can’t be eaten when we pay a claim for loss or damage to your caravan, trailer or contents.
Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits, and exclusions apply. Before making a decision about this insurance, consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.
Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the insurer of any general insurance products offered, and Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer of any life insurance products offered. Each entity is responsible for any statements and representations made about its products, on this website.