Insurance for real estate professionals

Accidents can happen, especially when interacting with customers or clients. As a real estate agent, your daily activities involve visits to clients’ properties, as well as clients coming to visit you in your office. If a potential buyer injures themselves in your office, or you accidentally damage a client’s property, you could be legally liable.

Our Public Liability Insurance, included in our Public and Products Liability Insurance, covers you if a member of the public is injured, or their property damaged, at your business premises or while using your products or services. It covers compensation you’re legally liable to pay plus your reasonable legal fees. This doesn’t include cover for professional advice you give.

Public Liability Insurance is automatically included with every Business Insurance Pack when quoted online. For a quote without Public Liability cover, contact our specialist Australian-based Business team on 1300 131 000.

Your car is likely to be one of the most expensive things you use as a real estate agent, so it’s important to cover it. Our Comprehensive Commercial Vehicle Insurance can protect your vehicle in the event of accidental damage or theft, and cover your legal liability for damage to third-party property caused by your vehicle.

Choose from three types of cover: Comprehensive, Fire and Theft or Third Party Property Damage only.

Helpful tip: Do you use your personal vehicle for business purposes? Your personal car insurance may not cover you if a loss occurs while using your car in connection with your business, such as driving to sites or client meetings to conduct your work. Check your personal car policy to see if you’re covered.

Call us on 1300 131 000 to cover up to 20 vehicles, or add up to two vehicles when you buy Public and Products Liability insurance as part of a Business Insurance Pack online.

Our Electronic Equipment Insurance is designed to help keep your real estate business up and running even if computers or communication devices break down. This covers both equipment repair, and hire of temporary equipment if necessary.

The coordination of house viewings, advertisements and applications is an essential part of your job as a real estate agent, and these all rely on computers and other communication electronics. If electronics break down, not only does this leave you with a repair cost, but also a major loss of productivity and client information.

Cost of restoring data can be bought as an additional optional cover under Electronic Equipment Insurance.

Note: In order to add Electronic Equipment cover to your Business Insurance Pack, you’ll need to buy Commercial Property cover.