Workers' Compensation WA

Let our team of experienced staff help look after your workers

In Western Australia to comply with the Workers' Compensation and Injury Management Act 2023, employers must have a current workers' compensation insurance policy that provides cover for anyone they employ who the legislation defines as a ‘worker’. This also includes coverage for common law damages claims.

If a worker is injured at work or develops an illness as a result of their work, they may be entitled to financial compensation. Workers' compensation insurance may include income compensation payments to cover loss of earnings, reimbursement for reasonable medical and workplace rehabilitation expenses, and lump sum payments in case of permanent impairment1.

Have you been injured at work? We focus on the wellbeing and recovery of workers, helping you get back to work faster where possible. Find out what’s involved in the workers' compensation process and what you’ll need to do to make a claim.

Workers' compensation insurance covers your business for financial costs you may be liable for when a worker sustains a work-related injury or illness. 

Although you may have measures in place to keep your workers safe, accidents can happen. Workers' compensation can lessen the challenges that may arise from a workplace injury or illness, for both employers and workers.

We aim to make managing workers' compensation easy for policy holders and their representatives.
If a worker has been injured in your workplace, you can notify us online 24/7. Notifying us is the first step in making a workers' compensation claim.
Contact us to transfer your policy to us, make changes to your policy or provide confirmation of cessation of business.
Contact us or your representative to obtain your Certificate of Currency, which verifies you have a current workers' compensation insurance policy.
WorkCover WA is the government agency responsible for overseeing and regulating the workers' compensation and injury management scheme in Western Australia. The scheme is designed to help workers return to work successfully, where medically fit to do so, following a work-related injury or illness. Find out what your main responsibilities are as an employer.
Notify your insurer as soon as possible after an injury occurs. When a worker provides you with a completed Workers' Compensation Claim Form accompanied by a First Certificate of Capacity, you must pass the documents onto your insurer within seven working days of receiving the forms.

You must keep an injured worker’s position available (where reasonably practicable) for 12 months from the day the worker is entitled to income compensation payments.

If your worker can return to work with partial or total capacity during this time, you must provide their original position (where reasonably practicable), or another of equal standing and pay that they’re qualified and capable of performing.

You can support your worker’s return to work by maintaining regular contact with your worker and their case manager. This may include providing alternate suitable duties and collaborating with your worker, their treating doctor or workplace rehabilitation provider to develop their Return to Work Program.
If a workers' compensation claim is accepted, begin workers' compensation payments without delay. You’re generally required to pay your worker in the usual manner and on their usual payday, unless your insurer notifies you to cease payments.
All employers are required to maintain a register of injuries that is readily accessible to all workers. The register is a current record of any injuries suffered by workers, whether or not they result in a claim.
Our resources page includes information about injury management and return to work best practice with helpful forms, templates, tools and links.

Whether you’re an existing self-insurer or looking to transition into a self-insurance arrangement, our unique service structure helps drive success across your licensee program. 

We provide strategic support to tailor a flexible program that is simple, collaborative and helps reduce the complexities of workers' compensation. For more information, speak to one of our self-insurance experts.

To help make your workplace safer, our training courses help improve understanding of workplace health and safety responsibilities and injury management, so that you and your staff have the skills and knowledge to manage injuries and claims effectively.

Our training platform allows you to view and book upcoming training courses and access our webinar library.

Our state-based specialists understand the complexities of workers' compensation
We provide tailored support to help workers at every stage of their recovery journey
Our dedicated team of workers' compensation specialists aims to handle your claim efficiently
We provide training, along with psychological support and innovative risk management solutions to help create safer workplaces
  1. Entitlements vary based on the circumstances of individual claims, and financial limits apply over the life of the claim.
Allianz acknowledges Aboriginal and Torres Strait Islander peoples as the Traditional Custodians of the lands on which we live and work across Australia. We pay our respect to First Nations Elders past and present.



Any advice here does not take into account your individual objectives, financial situation or needs. Terms, conditions, limits, and exclusions apply. Before making a decision about this insurance, consider the relevant Product Disclosure Statement (PDS)/Policy Wording and Supplementary PDS (if applicable). Where applicable, the PDS/Policy Wording, Supplementary PDS and Target Market Determination (TMD) for this insurance are available on this website. We do not provide any form of advice if you call us to enquire about or purchase a product.

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